PropertyInvesting.com | Etcetera | Activity https://www.propertyinvesting.com/members/etcetera/activity/ Activity feed for Etcetera. Thu, 06 Nov 2025 11:33:34 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 42382cc7e1faa1526f0a5af7d4e3634a Etcetera replied to the topic Property Trusts No good for Bottom Line in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4391407-property-trusts-no-good-for-bottom-line/#post-4577063 Fri, 09 Nov 2007 06:52:48 +0000 Hi everyone,We have a trust, too.Just to clarify, the eligibility to the 50% CGT discount is dependant on who receives the trust distribution. eg a person would receive the 50% discount if the trust held a property for more than a year, but if the funds were distributed to a company, the company would not be eligible.Does that help a bit, or have…[Read more]

]]> 8170e8f69e4d618ac90da1bcdc50cdde Etcetera replied to the topic PERTH WA cashflow 101 game in the forum Help Needed! https://www.propertyinvesting.com/topic/4389427-perth-wa-cashflow-101-game/#post-4566963 Sun, 29 Apr 2007 10:29:30 +0000 Hi Clintjs,Would love to have someone to play with. So hard to find people to play with!Keep me updated.Cheers,E.

]]> ea43639dffc41d96a9fa98a3bd5e5246 Etcetera replied to the topic perth wa investors in the forum Help Needed! https://www.propertyinvesting.com/topic/4389155-perth-wa-investors/page/2/#post-4565505 Sun, 29 Apr 2007 10:22:55 +0000 Hi Clintjs,Very interested in cashflow. It's hard to find ppl to play it with.Keep me updated!Cheers,E.

]]> 32e533318d365d32511041a379ea2f02 Etcetera replied to the topic Help with Lo Doc & No Doc loans in the forum Finance https://www.propertyinvesting.com/topic/4389291-help-with-lo-doc-no-doc-loans/#post-4566215 Thu, 19 Apr 2007 09:59:56 +0000 Hi Richard, Terry & Brett,Thank you all for your information. The pmi site will be particularly useful!The problem is that we are self-employed so we are waiting on our accountant for financials. Just looking at our options, as we've hit a bit of a rut. We've been trying to put our business under management for the last 6-9 months, but actually…[Read more]

]]> 7dc4f0148a086401f99b1ccfe982ec24 Etcetera replied to the topic BIG trouble with finance in the forum Finance https://www.propertyinvesting.com/topic/4389140-big-trouble-with-finance/#post-4565412 Sat, 14 Apr 2007 01:02:41 +0000 Valuations (read valuers) can be a real problem at times. Most are ok.We had one valuation done on an IP. At the time the valuer came through we actually had a plumber ON SITE installing a dishwasher. The valuer informed me that even though the installation would be completed that day, he WOULD NOT take into account the dishwasher in the valuation…[Read more]

]]> 1c2d4c4a2ee2e1c9a1494c59a9ecdc1b Etcetera replied to the topic perth wa investors in the forum Help Needed! https://www.propertyinvesting.com/topic/4389155-perth-wa-investors/#post-4565489 Sat, 14 Apr 2007 00:47:39 +0000 Hi Emmajames,We'd be in for it with a bit of notice.Keep us informed. Cheers,E.

]]> 451dc478b0d30b38dde4575b45d8b14c Etcetera replied to the topic How to invest with little equity? in the forum Finance https://www.propertyinvesting.com/topic/4389246-how-to-invest-with-little-equity/#post-4566038 Fri, 13 Apr 2007 22:56:28 +0000 Hi Debden,Have a quick look at this link. By no means comprehensive, but it might help your friend with some ideas.https://www.propertyinvesting.com/strategies/creativefinancingI've used the vendor finance & delayed settlement a few times with good results.Cheers,E.

]]> fbef41222b4671dc9b09a6ecb3455615 Etcetera replied to the topic Annoying whiney pesky tenant.. in the forum Help Needed! https://www.propertyinvesting.com/topic/4389222-annoying-whiney-pesky-tenant/#post-4565885 Thu, 12 Apr 2007 09:07:20 +0000 Hi Psychiatrist,A PM is definately the way to go. I agree that tenant insurance is also a must. Check out the policy as much as you check out the PM, though. A lot of policies won't cover you for rent if the tenant is not up to date & IN ADVANCE at the commencement of the policy. Check what they cover for malicious damage. It can be really hard to…[Read more]

]]> a1b87865b7213eb16992d8847c62dc3b Etcetera replied to the topic Trusts - Changing corporate trustee in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4389214-trusts-changing-corporate-trustee/#post-4565837 Thu, 12 Apr 2007 08:53:08 +0000 Very interesting posts here. I'm learning a lot – thanks!I've never actually thought about a trust this way before. When we set ours up it was recommended by our accountant. I did a bit of research to satisfy myself that this was a good way to go, then went ahead & did it.Are there any other big potential issues to be aware of? I might go back &…[Read more]

]]> c2fb2283adddad205d9200854b3c7dd7 Etcetera replied to the topic Trusts - Changing corporate trustee in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4389214-trusts-changing-corporate-trustee/#post-4565833 Wed, 11 Apr 2007 12:43:16 +0000 Thanks Cata & Raddles. Your information is appreciated!Raddles, you obviously know a lot about this sort of thing. Is there a particular wording that you suggest Cameron should look for in the trust deeds to make the situation as workable as possible? I must admit that I hadn't even considered this situation when we had our trust set up. I might…[Read more]

]]> b04f2175aa24b92a09ceb2f0c372c192 Etcetera replied to the topic Trusts - Changing corporate trustee in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4389214-trusts-changing-corporate-trustee/#post-4565830 Wed, 11 Apr 2007 05:48:46 +0000 Hi Raddles,Thanks for that. I suggested to him to go the whole way too. I can, though, understand his concerns as it's something he hasn't done before. As a friend I would rather him give it a go by putting a toe in than not have a go at all.I will suggest he check with his solicitor. E.

]]> 611e5d263cc256d04865607faa765694 Etcetera replied to the topic Sydney Sydney Sydney in the forum General Property https://www.propertyinvesting.com/topic/4388558-sydney-sydney-sydney/#post-4562848 Thu, 22 Feb 2007 06:04:43 +0000 Originally posted by Terryw:
Yearly, and its free!!!!

Terryw
Discover Home Loans
Terry@discoverhomeloans.com.au
Send an email to get my newsletter.

Hi Terryw,

So how do you get a free valuation? [blink] Do you mean by a licenced valuer or a RE agent?

Have a great day!

E.

]]> c2f496eb74d8007bfcfa8b307bcae0e1 Etcetera replied to the topic I love grandma in the forum Help Needed! https://www.propertyinvesting.com/topic/4387874-i-love-grandma/#post-4559676 Sat, 06 Jan 2007 01:28:34 +0000 Hi Ryan,

Putting the money towards a PPOR is DEFINATELY worth considering. You can use the money now to improve your position, then simply borrow against it later when you find an IP. We did this when purchasing some of our IPs. We simply spoke to our mortgage broker (hint – ALWAYS use a mortgage broker unless you have specific contacts in a…[Read more]

]]> eccad07e10d796f1c1ee2c7282fb921a Etcetera replied to the topic Company owning director's PPOR in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4387640-company-owning-directors-ppor/#post-4558524 Sat, 09 Dec 2006 06:47:04 +0000 Hi Terryw,

Thanks for your reply.[biggrin]

The main attraction for this proposition is not really financial. My husband & I have been property investors for several years. We had ourselves on the way to financial freedom, when our son was diagnosed with an illness which required expensive treatment. We were forced to sell our home & several…[Read more]

]]> 37e09e4740f1471cc6ebcf1201eae0a4 Etcetera replied to the topic Help in taking decision. in the forum Help Needed! https://www.propertyinvesting.com/topic/4386894-help-in-taking-decision/#post-4555176 Thu, 28 Sep 2006 02:01:56 +0000 Hi Munno,

You are ususally best to keep the two loans separate. It makes it easier to distinguish which expenses are attributable to which loans (properties) & therefore which can be claimed on your tax & which can’t. You might save yourself monthly fees by having the loans combined, but you would probably end up paying your accountant more than…[Read more]

]]> e64496dbee4a964bb528eacc8ec91076 Etcetera replied to the topic what is strata title? in the forum Help Needed! https://www.propertyinvesting.com/topic/4386740-what-is-strata-title/#post-4554340 Wed, 13 Sep 2006 00:38:12 +0000 Hi Frank,

Just remember that all states have different laws regarding strata titling. For example, SA abolished strata titles a few years back & they were replaced by community titles. Most of the rules are still the same, but a few changed dramatically (particularly regarding ownership rights!). I believe that NSW, Vic & QLD all have different…[Read more]

]]> 7b2e8eedc6fbbde99a4b88f7008b1a8c Etcetera replied to the topic LODOC Incomes in the forum Finance https://www.propertyinvesting.com/topic/4386703-lodoc-incomes/#post-4554177 Thu, 07 Sep 2006 06:52:11 +0000 Hi,

What happens in the situation where you run a seasonal business, say maybe an ice cream shop or a beach kiosk, & you expect your taxable income to be higher than it actually is? Is there a general rule of thumb that the ATO works on, maybe a %? It would seem to me that there would be heaps of people who would find themselves in this…[Read more]

]]> 3c13d3ba64d3e4caba0af4b22020150f Etcetera replied to the topic Renting out - Australia's most unsuccessful busine in the forum No Subject https://www.propertyinvesting.com/topic/4386609-renting-out-australias-most-unsuccessful-busine/#post-4553698 Thu, 07 Sep 2006 06:04:33 +0000 You might want to check about being able to withdraw voluntary superannuation payments. I checked this with both of our super funds earlier this year, & was told that ALL super contributions are now protected (preserved). This includes voluntary.

We were particularly keen to check this, as we planned to (& currently do) pay our staff their…[Read more]

]]> a5c89769f07a70134318af0ae23e2fd6 Etcetera replied to the topic Trust, company or yourself? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4386702-trust-company-or-yourself/#post-4554167 Thu, 07 Sep 2006 05:51:14 +0000 Hi all,
For those of you who are brokers or those of you who already have trusts, how hard is it to get finance for a property to be purchased in a trust? We already have a number of properties but due to poor accounting advice (by a qualified accountant, too!) they are in our names.
I see that someone suggested to have a separate trust for each…[Read more]

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